.body {  font-family: Arial, Helvetica, sans-serif; font-size: 12px}
a:link {  text-decoration: none}
a:visited {  text-decoration: none}
a:hover {  text-decoration: underline}
p {  font-family: Arial, Helvetica, sans-serif; font-size: 12px}
li {  font-family: Arial, Helvetica, sans-serif; font-size: 12px}
h3 {  font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: italic; font-weight: bold; color: #004B97; line-height: 20px}
.titles {  font-family: Arial, Helvetica, sans-serif; font-size: 14px; font-style: italic; font-weight: bold; color: #004B97}
.totop {  font-family: Arial, Helvetica, sans-serif; font-size: 10px; font-style: italic; color: #004B97}